27. Don't play the lottery.
28. Don't carry around excess cash and use your ATM sparingly. It is harder to track where your money is going if you use cash instead of debit.
29. Find a bank with no monthly fee.
30. Have a budget and record ALL your purchases - know where your money is going!!
31. Bundly your phone/internet/cable services, here in Alberta it will save you quite a bit.
32. Don't put anything on your credit card that you can't pay off in full at the end of each month.
33. If you do have credit card debt (or even if you don't, but often use your credit card), fight for a lower interest rate. Keep asking to speak to a supervisor till you speak to someone who has the power to make the change. If you keep getting a "no" then find out what steps you need to make to work towards geting a lower interest rate (sometimes you need to be making certain monthly payments on time in order for them to implement the change).
34. Always pack your lunch for work (or your hubbies lunch) - this will help you have cheaper and healthier food choices.
35. Never skip breakfast - eat before you leave the house to avoid having to grap something while you are out.
36. For date night, make a game out of taking turns planning romantic and frugal nights out. See who can plan the most romantic night out with the least amount of money spent. Get creative!! The reward should be creative too :)
37. Put your cleaners in spray bottles - you will use less.
38. Look at your budget every six months to re-evaluate your spending and bills. Phone competitive billing companies and see if they can give you a better deal for your business.
39. Take up hobbies and sports that are low cost or free - that goes for the hubbie and kids too!
40. Have a budget for holidays/special occations/birthdays. Save ahead of time for the extra expense and stay on budget.
41. Put yourself on an allowance - decide what you want to spend and stick to it.
42. Limit all eating out - not only is it typically unhealthy for you, but it is a drain on your wallet - save eating out for one special night each month. The kids will look forward to their McD night!
43. Whenever possible car pool, walk, or ride a bike.
44. Use old newspapers to wash windows.
45. Use less dishwasher detergent - mine works fine with about 2/3 of the recomended amount.
46. Make your own rags out of old towels.
47. Have your kids save up for part of the "big ticket" items they want.
48. Put on lights that kids often leave on on sensors, so they will turn off automatically when no one is in the room.
49. Make shorts out of pants that still fit around the middle, but have gotten too short on your child.
50. Okay, here is my favorite money saving tip that I ever got - "never take finanical responsibility for anything that eats - children, spouses, pets and plants".
So there you go, my best money saving tips - these work for me!